Mi Choza De Nipa

Image via Wikipedia By Dr Bill Maier Some kids are natural born leaders, but most kids tend to be followers. That's not a bad thing, as long as they're following the right people. All kids struggle with peer pressure , but those who are followers seem to be more easily swayed. And when children group together, a definite pecking order starts to develop. The leaders will soon be calling the shots, and most will likely follow them. But smart kids know when to tag along and when to quietly slip away. Teach your kids how to recognize when someone is a bad influence. Ask them specific questions about their friends, like: "What kind of language does Johnny use?" or "Doesn't Cindy get into a lot of trouble at school?" Find out who they're playing with and why, and help them think through their choices of playmates. Most kids want to stay away from trouble; sometimes they just need a little help recognising the warning signs along the way. From TODAY, Voi...

Image by Army.mil via Flickr By Dr Bill Maier One of the hardest parts about setting limits with your kids is figuring out what those limits should be. And it's important that you and your spouse agree. The worst thing you can do is to show a divided front when it comes to discipline. Be sure you've worked out a clear plan of action with your spouse before laying down the rules to your children. Sometimes it helps to write it out, so that there's no confusion later. Never argue about your rules in front of the kids. It undermines the very thing you're trying to achieve — letting them know that your rules have no wiggle room. Most importantly, don't let yourself be ambushed by kids who try to play one parent against the other. Once the rules have been set, make sure they're enforced by both you and your spouse. From TODAY, Voices – Monday, 24-Aug-2009 Related articles by Zemanta Christian couples share an e-mail address to resist temptation (timesunion.com) ...

Image via Wikipedia By Dr Bill Maier There's no easy road to financial success but there is a proven one! And that's what every kid should learn. Have you ever heard of the "10-10-10-70" rule of budgeting ? It's a concept that's guaranteed to raise money-wise kids for years to come. Here's how it works: Each month young kids can be given a small allowance of one dollar in coins . Then take four containers and label them "Giving", " Saving ", "Investing" and "Spending Wisely ". Ten cents goes in the "Giving" jar, to be given to a local charity. Ten cents goes into the "Investing" jar to be invested at regular intervals. And then 10 cents is for "Saving" and this one should go into a savings account for the future. That can be used for personal goals. The rest, 70 cents, can be used for spending on things they need. Start this habit young and watch your kids grow up into "money-sav...

By Dr Bill Maier “Just five more minutes, Mum, please?” How many times have you heard that from one of your “sleepyhead” school-aged kids? Mornings have become the new battle zone in a lot of houses. But here’s one surefire way to put an end to the “getting-ready-for-school” battle. Are you ready? Let your kids get up on their own! I know, I know, you’re thinking: “But they’ll be late for school and it’ll affect their grades.” But my friend Dr Kevin Leman says it won’t take long for them to get the message! The problem with forcing kids to get up is that it removes responsibility, and kids need to be held accountable for their actions. Tell them you’re only waking them up once, and then stick to it. The first time they oversleep, you might even call their teacher and explain your plan, and suggest an extra measure of discipline. The first step in raising responsible kids is to let them feel the consequences of their actions. Like my friend the Marine drill sergeant says, “ No pain, ...