Mi Choza De Nipa

by Dr Bill Maier Just when you thought you had your house all to yourself, look who shows up on your doorstep! More than ever, empty-nesters are opening their homes to a returning son or daughter. They’re called “boomerang” kids, and they’re growing in record numbers. Some are coming home to save money for university , or to search for the perfect job. Others may be going through personal problems and need a safe refuge. Whatever the reason, before the move-in takes place, make sure you sit down and discuss the boundaries and expectations. And do it quickly, so you don’t have any misunderstandings. No matter what their age, if they’re living under your roof, they need to live according to your rules. If it’s a temporary situation, set a clear timetable for their stay. Help them all you can, but be careful you don’t become an enabler to kids who just don’t want to grow up. From TODAY, Voices - Thursday, 20-May-2010 ----- Related articles by Zemanta How to Talk Money W...

Image via Wikipedia By Dr Bill Maier There's no easy road to financial success but there is a proven one! And that's what every kid should learn. Have you ever heard of the "10-10-10-70" rule of budgeting ? It's a concept that's guaranteed to raise money-wise kids for years to come. Here's how it works: Each month young kids can be given a small allowance of one dollar in coins . Then take four containers and label them "Giving", " Saving ", "Investing" and "Spending Wisely ". Ten cents goes in the "Giving" jar, to be given to a local charity. Ten cents goes into the "Investing" jar to be invested at regular intervals. And then 10 cents is for "Saving" and this one should go into a savings account for the future. That can be used for personal goals. The rest, 70 cents, can be used for spending on things they need. Start this habit young and watch your kids grow up into "money-sav...