Mi Choza De Nipa

T’will be Monday in a couple of days…   What will be the result of the resale application from HDB folks? Can’t seem to wait… but I must.   May God bless us with patience and endurance. Godspeed!   Soli Deo Gloria!

Until now , I can’t keep wondering how we were able to purchase a flat. Of course , we did all what we can to do sum and total , plus and minus; We sort of estimated our financial standings when the loan servicing starts , on year 1 , then year 2 , and so on. We also checked the expenses for the kids , as they progress in their education. Then there is our CPF contribution. Of course , the very first loss is to continue renting a flat , especially now that the monthly rental increased by about 30%. All in all , if we do a rough estimation of how much we have lost to renting , that would be ($800/month X 12 months/year X 7 years) , roughly $67 , 200. If we’ve invested that amount to buying a flat before , we’ve already serviced 4-5 years of our 30-year tenure loan. Think of that! Anyway , no use crying over spilled milk , I still can get over the thought of us being able to buy a house now. No gold in our bank accounts...

Since the submission of the Resale Application to HDB last Monday , I’ve been anticipating the next events. I’m continually checking my mail box , as the letter for the first appointment details will come anytime within this week , or the next. I’m like a child who can’t wait to get his hands on a new toy!   We’ve laid down the next activities and listed down all that we’d need to do. It’s like a project. And we also continually pray that God will guide us in every step of the way.   To God be the glory! Amen!

I have been drafting a short blog , some sort of ‘memoirs’ , and it is not a healthy one. It contains a lot of those moments that were recorded , first and foremost , in my brain. I wanted to put it in writing. But then again , the soft nudging of the Spirit convinced me not to do it. I started to write it a couple of days back , then I saved it in draft. The “short” blog I was thinking of isn’t actually a short one; the bad experiences I’ve had , we’ve had , were all too numerous to count , and I was thinking that I would only mark down those “monumental” events , or call it whatever it is , but it seems that events like this are too many. Today , I went through the draft , and reading them , remembering the moments , I myself didn’t feel good about it.   So , like what the Spirit says , so I will: I’m dropping my ‘memoirs’ blog. And I’m writing t...

We’ve been thinking of how to do the renovation of the resale flat that we purchased , and it is so difficult just talking this and that , putting things here and there , touching up this side , putting plants that side – all in plain talk. As if imagination can be limited…   But it is the difficulty of coming up to an agreement if what you have in mind can’t be clearly and precisely described; just that you know what you are thinking of , but not yor spouse.   Then I found Google SketchUp!   It is a 3D modelling tool , and what is basically used to feed their GoogleEarth renditions. Satisfies just the 3 critieria: 1.        It is free ( the #1 criterion) 2.       It is easy to learn 3.       It is easy to use   And with that , I’m able to quickly draft a rough rendition of what I have in mind , with my w...