Approved!
Yesterday at about 11.40am , the phone rang. It was the bank officer , and she broke the news to us: your bank loan is approved! To complete the process , we needed to meet up with her to sign the loan offer , and a stack of other papers. The timing was set , and in the afternoon , we went to the Yishun branch of Hong Leong Finance grp. An hour or so , and we were done. She explained about the terms and conditions , the interest rate , the tenure , etc. , etc. And when all that she needed to explain has been explained , she asked us if we have questions or clarifications , or comments , and when there is none , we completed the signing of the forms , which they will complete , and she presented us with a gift , which is only valid for 2 months (Oct , Nov). It was a small , lightweight DVD player , something which we were planning to buy for quite sometime now. And also , they covered $800 in one of the fees; both ...